One-glance verdict
Not enough data
Fair value unavailable
Not enough cash-flow history to value this one with our method.
Fundamentals snapshot
Genpact Limited
G · NYQ · Technology · Information Technology Services
Current price
$32.18
52-week range
$26.85 - $48.64
Market cap
—
Balance sheet
Watch
10.34x Adequate
Net debt $827.75M. Interest coverage shows how many times profit covers the interest bill.
What stands out
3 Rewards
1 Risk
3 rewards · 1 risks
- Reward Revenue grew 1.6% last year.
- Reward Returns 23.1% on equity, ahead of 60% of its peers.
- Reward Free cash flow was positive in 10/10 years.
- Risk Insider ownership is only 0.7% (peer median: 2.8%).
What this company does
Genpact Limited
Genpact is a company that other businesses hire to manage their essential background tasks, like customer service, accounting, and managing their supply chain (the entire journey of a product from factory to customer). It makes money primarily from long-term contracts with large clients in finance, healthcare, and manufacturing who pay Genpact to run these operations more efficiently. This model provides Genpact with a steady stream of revenue and allows its clients to focus on their main products instead of back-office work.
How the company got here
Genpact started in 1997 as a small division within General Electric (GE) to help GE's own businesses run more efficiently. The original idea was to handle internal tasks like processing car loans and credit card transactions, a new concept that helped pioneer the business process outsourcing (BPO) industry. In 2005, the company became independent from GE and was named Genpact, short for 'generating business impact.' It then went public on the New York Stock Exchange in 2007 and has since grown into a global company by expanding its services and acquiring other firms to gain new skills in areas like artificial intelligence and customer experience design.
What it actually does
Think of Genpact as a company that other big companies hire to help them run their internal operations better, faster, and cheaper. It doesn't make a physical product you can buy in a store; instead, it provides services that streamline a company's essential but often complex background tasks. Genpact uses a mix of smart people, deep industry knowledge, and modern technology like artificial intelligence (AI) to take over and improve entire corporate functions, such as a company's finance department, customer service operations, or supply chain (the entire process of making and delivering a product).
Financial Services
This is Genpact's largest business segment, serving banks, insurance companies, and investment firms. These financial companies pay Genpact to handle a wide range of their core operations, such as processing mortgage applications, managing insurance claims, and detecting financial crime. Essentially, Genpact provides the behind-the-scenes work that helps the financial world run smoothly, aiming to make these processes more efficient and secure for its clients.
Consumer and Healthcare
This division works with companies that you likely interact with regularly, like retailers, consumer product brands, and healthcare providers. For retail clients, Genpact might manage their supply chain (the system that gets products from the factory to the store shelf) or customer service. For healthcare clients, it helps hospitals and insurers manage their revenue cycle (the complex process of billing and getting paid for medical services) and uses data to improve patient care.
High Tech and Manufacturing
This segment focuses on helping technology companies and manufacturers of complex products like cars and industrial equipment. These clients hire Genpact to make their operations more resilient and efficient. Services include managing their supply chains, handling procurement (the process of buying parts and services), and running customer support and after-sales service. The goal is to help these companies navigate challenges like global supply disruptions and changing customer demands.
What management is betting on now
Genpact's main focus is on becoming an 'AI-first' company, embedding artificial intelligence and other advanced technologies into the services it provides. The leadership is strategically shifting away from simply providing people to perform tasks and towards offering technology-driven solutions that automate processes and provide deeper insights for their clients. This includes investing in data analytics (the science of analyzing raw data to make conclusions) and forming partnerships with tech giants like Google to develop new AI-powered tools. The company believes this will help its clients transform their businesses and will lead to more profitable growth for Genpact.
Price history
How the share price has moved
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Earnings history
Last 8 quarters — what happened
Click any quarter to read the call summary and what the numbers say.
FY2024 Q2
$190.00M
FY2024 Q3
$208.69M
FY2024 Q4
$183.53M
FY2025 Q1
$18.46M
FY2025 Q2
$155.14M
FY2025 Q3
$292.02M
FY2025 Q4
$269.04M
FY2026 Q1
$-47.47M
Revenue
$1.30B
Net income
$147.99M
Diluted EPS
0.86
Operating cash flow
$-23.54M
Free cash flow
$-47.47M
Fetching…
Sources
Revenue
$1.32B
Net income
$143.09M
Diluted EPS
0.82
Operating cash flow
$286.69M
Free cash flow
$269.04M
Fetching…
Sources
Revenue
$1.29B
Net income
$145.83M
Diluted EPS
0.83
Operating cash flow
$308.36M
Free cash flow
$292.02M
Fetching…
Sources
Revenue
$1.25B
Net income
$132.72M
Diluted EPS
0.75
Operating cash flow
$177.37M
Free cash flow
$155.14M
Fetching…
Sources
Revenue
$1.21B
Net income
$130.85M
Diluted EPS
0.73
Operating cash flow
$40.44M
Free cash flow
$18.46M
Fetching…
Sources
Revenue
$1.25B
Net income
$141.91M
Diluted EPS
0.80
Operating cash flow
$203.25M
Free cash flow
$183.53M
Fetching…
Sources
Revenue
$1.21B
Net income
$132.82M
Diluted EPS
0.74
Operating cash flow
$228.46M
Free cash flow
$208.69M
Fetching…
Sources
Revenue
$1.18B
Net income
$121.99M
Diluted EPS
0.67
Operating cash flow
$209.27M
Free cash flow
$190.00M
Fetching…
Sources
Is it cheap or expensive?
Fair value — vs current price $32.18
We couldn't calculate a fair value right now.
Is it drowning in debt?
Watch
Net debt $827.8M. Interest coverage 10.3x.
Net debt
$827.75M
Interest coverage
10.34x
Genpact Limited's profit covers its interest bill about 10.3 times over.
Watch
Worse cushion
Baseline
Better cushion
G
BASELINE
Genpact Limited
Total debt $1.76B Interest coverage 10.34x This is the baseline the peer rows are being compared against.
Total debt $1.09B Interest coverage 89.92x +769% vs G Carries about 8.7x more debt cushion than G.
Total debt $520.69M Interest coverage 17.82x +72% vs G Carries about 1.7x more debt cushion than G.
Total debt $462.67M Interest coverage 5.97x -42% vs G Carries about 1.7x less debt cushion than G.
Total debt $287.94M Interest coverage 301.10x +2,812% vs G Carries about 29.1x more debt cushion than G.
What you should know
The case for and against G
3 Rewards
1 Risk
Rewards
-
Revenue grew 1.6% last year.
-
Returns 23.1% on equity, ahead of 60% of its peers.
-
Free cash flow was positive in 10/10 years.
Risks
-
Insider ownership is only 0.7% (peer median: 2.8%).
The numbers
All the key metrics, grouped by purpose
Tap any ? icon to learn what it means.
Valuation
How expensive the stock looks
P/E (TTM)
9.87x
Forward P/E
7.18x
P/B
—
P/S
—
EV/EBITDA
7.26x
PEG ratio
1.16x
Profitability
How much profit each dollar creates
Gross margin
36.3%
Operating margin
15.4%
Net margin
11.0%
ROE
23.1%
ROA
9.2%
Health
Liquidity and balance-sheet strength
Debt / equity
0.71x
Current ratio
1.69x
Quick ratio
1.54x
Total debt
$1.76B
Total cash
$930.16M
Growth
How the business has been compounding
Revenue TTM
$5.16B
Revenue 5Y CAGR
6.0%
EPS TTM
3.26
EPS 5Y CAGR
18.5%
Cash flow
How much cash the business throws off
Operating CF TTM
$748.88M
Free CF TTM
$734.65M
FCF margin
14.2%
Dividend
Shareholder payout
Yield
2.4%
Payout ratio
21.4%
Last ex-div date
2026-09-10