One-glance verdict
Undervalued
$1.95 our estimate vs market $0.45
77% below our estimate, below the bear case
Fundamentals snapshot
Lobo Technologies Ltd.
LOBO · NCM · Consumer Cyclical · Auto Manufacturers
Current price
$0.45
52-week range
$0.36 - $1.48
Market cap
$6.47M
Balance sheet
Distressed
-2.32x Concerning
Net debt $5.34M. Interest coverage shows how many times profit covers the interest bill.
What stands out
2 Rewards
3 Risks
2 rewards · 3 risks
- Reward Revenue grew 9.6% last year.
- Reward Free cash flow was positive in 1/10 years.
- Risk Return on equity was -47.4% last year — the company lost money on shareholders' equity.
- Risk Net debt grew 41.5% over 3 years.
What this company does
Lobo Technologies Ltd.
Lobo Technologies makes and sells electric bikes, scooters, and special electric vehicles like golf carts in China. Their main money comes from selling these electric rides, which is important because it shows how well they are doing in the electric vehicle market.
What it actually does
Lobo Technologies designs, develops, manufactures, and sells a variety of electric vehicles and related products. Their offerings include two-wheeled electric vehicles like e-bicycles and e-mopeds, three-wheeled electric vehicles such as e-tricycles, and electric off-highway four-wheeled shuttles. They also produce specialized vehicles like golf carts and e-scooters designed for the elderly and disabled, alongside AI robotic products. The company primarily serves the market in the People's Republic of China.
Electric Vehicles and Accessories Sales
This is the primary way Lobo Technologies makes money, accounting for the vast majority of its revenue. This segment involves the actual manufacturing and sale of electric vehicles, including e-bicycles, e-mopeds, e-tricycles, and electric off-highway four-wheeled shuttles. It also includes the sale of accessories and parts for these vehicles, such as batteries. Essentially, this is where they sell the bikes, scooters, and carts directly to customers or distributors.
Software Royalties and Development, and Design Services
This segment represents a smaller portion of Lobo Technologies' business. It focuses on providing software solutions, specifically for automotive electronics. This could include developing software for the infotainment systems in their vehicles or other electronic control units. They also offer design services within this segment, likely related to the development of their electric vehicle technology and software.
What management is betting on now
Lobo Technologies is focused on expanding its range of electric mobility products, which includes everything from personal e-bikes to specialized vehicles for the elderly and disabled. They are also venturing into AI robotic products, indicating a move towards integrating more advanced technology into their offerings. The company's strategy appears to be centered on innovation within the electric vehicle space and leveraging AI to create new product categories.
Price history
How the share price has moved
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Earnings history
Last 8 quarters — what happened
Click any quarter to read the call summary and what the numbers say.
FY2024 Q4
$-3.26M
FY2025 Q4
$-2.13M
Revenue
$23.22M
Net income
$-5.48M
Diluted EPS
-0.52
Operating cash flow
$-1.70M
Free cash flow
$-2.13M
Fetching…
Sources
Revenue
$21.19M
Net income
$-812.84K
Diluted EPS
-0.11
Operating cash flow
$-2.94M
Free cash flow
$-3.26M
Fetching…
Sources
Is it cheap or expensive?
Fair value $1.95 vs current price $0.45
Our most-likely fair value is $1.95 a share — about 336.5% above today's price of $0.45, so the stock currently looks cheap (undervalued).
Is it drowning in debt?
Distressed
Net debt $5.3M. Interest coverage -2.3x.
Net debt
$5.34M
Interest coverage
-2.32x
Lobo Technologies Ltd.'s profit covers its interest bill about 0.0 times over. which is weaker than most peers shown here and 3 peers sit below 1x, which is the danger zone where profit does not fully cover the interest bill.
Distressed
Worse cushion
Baseline
Better cushion
LOBO
BASELINE
Lobo Technologies Ltd.
Total debt $6.37M Interest coverage -2.32x This is the baseline the peer rows are being compared against.
Total debt $16.08B Interest coverage 14.35x This peer still has a real interest-payment cushion, while LOBO does not.
Total debt $128.74B Interest coverage 4.00x This peer still has a real interest-payment cushion, while LOBO does not.
Total debt $163.30B Interest coverage -6.88x Neither company has much profit cushion over interest right now.
Total debt $5.35B Interest coverage -13.08x Neither company has much profit cushion over interest right now.
Total debt $1.80B Interest coverage -5.86x Neither company has much profit cushion over interest right now.
What you should know
The case for and against LOBO
2 Rewards
3 Risks
Rewards
-
Revenue grew 9.6% last year.
-
Free cash flow was positive in 1/10 years.
Risks
-
Return on equity was -47.4% last year — the company lost money on shareholders' equity.
-
Net debt grew 41.5% over 3 years.
-
Insider ownership is only 1.4% (peer median: 17.8%).
The numbers
All the key metrics, grouped by purpose
Tap any ? icon to learn what it means.
Valuation
How expensive the stock looks
P/E (TTM)
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Forward P/E
2.24x
P/B
0.81x
P/S
0.25x
EV/EBITDA
-3.53x
PEG ratio
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Profitability
How much profit each dollar creates
Gross margin
12.0%
Operating margin
-4.2%
Net margin
-15.3%
ROE
-47.4%
ROA
-10.3%
Health
Liquidity and balance-sheet strength
Debt / equity
0.80x
Current ratio
1.39x
Quick ratio
0.37x
Total debt
$6.37M
Total cash
$1.03M
Growth
How the business has been compounding
Revenue TTM
$78.18M
Revenue 5Y CAGR
13.2%
EPS TTM
-0.31
EPS 5Y CAGR
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Cash flow
How much cash the business throws off
Operating CF TTM
$-7.23M
Free CF TTM
$-2.13M
FCF margin
-2.7%
Dividend
Shareholder payout
Yield
0.0%
Payout ratio
0.0%
Last ex-div date
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